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You are here: Home / Archives for Financing a Home

Financing a Home Purchase

The following articles will give you more insight into factors around financing a home purchase. When you reach a point where you think you want to buy, please let me know and I will connect you to a fantastic local lender that can answer your questions and speak specifically to your situation.

Will Mortgage Rates Continue To Rise?

April 13, 2022

There’s never been a truer statement regarding forecasting mortgage rates than the one offered last year by Mark Fleming, Chief Economist at First American: “You know, the fallacy of economic forecasting is: Don’t ever try and forecast … [Read more...]

Topic: Buying a Home, Financing a Home, Real Estate

Obtaining a Mortgage Amid Financial Difficulties

March 28, 2022

It’s no secret that the housing market is hot right now. Demand is high and supply is low, leading to high prices for home buyers. However, in the long term, it’s overwhelmingly a smart financial decision to buy a home as opposed to renting … [Read more...]

Topic: Buying a Home, Financing a Home, News Tagged With: buy vs rent home, down payment, First Time Homebuyers, first-time home buyer, Mortgage, Mortgage Loan, saving to buy a home

Buy Now Before Mortgage Rates Increase Even More

January 19, 2022

Last week, the average 30-year fixed mortgage rate from Freddie Mac jumped from 3.22% to 3.45%. That’s the highest point it’s been in almost two years. If you’re thinking about buying a home, this news may have come as a bit of a shock. But … [Read more...]

Topic: Buying a Home, Financing a Home, Real Estate Tagged With: buy vs rent home, first-time home buyer, Mortgage Interest Rates, Mortgage Loan, saving to buy a home

Understanding How the Economy Works

January 1, 2022

how the eonomy works

Buying a house is a major life purchase and, given the significance of this purchase, just the idea of buying a house may generate many questions and some anxiety. One factor you may consider when buying a house is the economy and how it … [Read more...]

Topic: Homeownership, Financing a Home, National and Metro Denver Real Estate Housing Market Tagged With: Denver Real Estate Market, economy, national housing market, supply and demand

Mortgage Forbearances Will Not Lead to a Foreclosure Crisis. Here Are 4 Reasons Why…

July 28, 2021

With forbearance plans about to come to an end, many are concerned the housing market will experience a wave of foreclosures like what happened after the housing bubble 15 years ago. Here are four reasons why that won’t happen. 1. There … [Read more...]

Topic: Buying a Home, Financing a Home, National and Metro Denver Real Estate Housing Market, Real Estate, Real Estate Investing, Selling a Home Tagged With: appreciation, COVID, Denver Real Estate Market, economy, fixer-upper, forbearance, foreclosure, home equity, housing crisis, housing inventory, housing supply, national housing market, Pricing a home for sale, recession, sell, supply and demand

What To Do Before Mortgage Interest Rates Increase

July 19, 2021

money for house

In today’s real estate market, mortgage interest rates are near record lows. If you’ve been in your current home for several years and haven’t refinanced lately, there’s a good chance you have a mortgage with an interest rate higher than … [Read more...]

Topic: Buying a Home, Financing a Home, Real Estate Tagged With: buy vs rent home, first-time home buyer, Mortgage Interest Rates, Mortgage Loan, saving to buy a home

Why Mortgage Rates May Increase and What It Means for Home Buyers

February 23, 2021

We’re currently experiencing historically low mortgage rates. Over the last fifty years, the average on a Freddie Mac 30-year fixed-rate mortgage has been 7.76%. Today, that rate is 2.81%. Flocks of homebuyers have been taking advantage of … [Read more...]

Topic: Buying a Home, Financing a Home, Real Estate, Renting, Selling a Home Tagged With: buy vs rent home, First Time Homebuyers, first-time home buyer, millennials, Mortgage, Mortgage Interest Rates, Mortgage Loan, saving to buy a home, supply and demand

Compare Home Mortgage Interest Rates by Decade [INFOGRAPHIC]

February 19, 2021

Some Highlights Mortgage interest rates have dropped considerably over the past year, and compared to what we’ve seen in recent decades, it’s a great time to buy a home. Locking in a low rate today could save you thousands of … [Read more...]

Topic: Financing a Home, Real Estate Tagged With: buy vs rent home, down payment, First Time Homebuyers, first-time home buyer, millennials, Mortgage Interest Rates, saving to buy a home

Do Home Buyers Need a 20% Down Payment?

February 3, 2021

Is the idea of saving for a down payment holding you back from buying a home right now? You may be eager to take advantage of today’s low mortgage rates, but the thought of needing a large down payment might make you want to pump the … [Read more...]

Topic: Buying a Home, Financing a Home, Real Estate Tagged With: buy vs rent home, First Time Homebuyers, first-time home buyer, mortgage down payment, Mortgage Loan, saving to buy a home

Over 6 Million Homeowners Entered a Forbearance Plan. How Will This Affect the Housing Market?

January 27, 2021

According to the latest report from Black Knight, Inc., a well-respected provider of data and analytics for mortgage companies, 6.48 million households have entered a forbearance plan as a result of financial concerns brought on by the … [Read more...]

Topic: Buying a Home, Financing a Home, Homeownership, National and Metro Denver Real Estate Housing Market, Real Estate, Real Estate Investing Tagged With: COVID, economy, forbearance, foreclosure, housing crisis, Mortgage, Mortgage Loan, national housing market, recession

Here is a Primer on Forbearance and Mortgage Relief Options

October 15, 2020

Earlier this year when the nation pressed pause on the economy and unemployment rates jumped up significantly, many homeowners were immediately concerned about being able to pay their mortgages, and understandably so. To assist in this … [Read more...]

Topic: Financing a Home, Real Estate Tagged With: forbearance, foreclosure, Mortgage Loan, mortgage relief

Exposing the Mortgage Down Payment Myth for Homebuyers

October 13, 2020

One of the biggest misconceptions for first-time homebuyers is how much you’ll need to save for a down payment. Contrary to popular belief, you don’t always have to put 20% down to buy a house. Here’s how it breaks down. A recent survey … [Read more...]

Topic: Financing a Home, Buying a Home, Real Estate Tagged With: down payment, First Time Homebuyers, first-time home buyer, Mortgage Loan

Why Homebuyers Need a Mortgage Loan Pre-Approval Before Submitting an Offer

August 27, 2020

You may have heard that mortgage loan pre-approval is a great first step in the homebuying process. But why is it so important? When looking for a home, the temptation to fall in love with a house that’s outside your budget is very real. … [Read more...]

Topic: Financing a Home, Buying a Home, Real Estate Tagged With: Mortgage Loan

Mortgage Forbearance Numbers During COVID Much Less Than Expected

August 20, 2020

Originally, some housing industry analysts were concerned that the mortgage forbearance program (which allows families to delay payments to a later date) could lead to an increase in foreclosures when forbearances end. Some even worried … [Read more...]

Topic: Financing a Home, Real Estate Tagged With: forbearance, foreclosure, Mortgage Loan, mortgage relief

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FIVE STAR PROFESSIONAL AGENT 2022 Scott Rodgers

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Denver Real Estate Blog

  • Don’t Let Rising Inflation Delay Your Homeownership Plans [INFOGRAPHIC] May 20, 2022
  • The One Thing Every Homeowner Needs To Know About a Recession May 19, 2022
  • How Homeownership Can Bring You Joy May 18, 2022
  • Why Rising Mortgage Rates Push Buyers off the Fence May 17, 2022
  • If You’re a Homeowner, You Have Incredible Leverage When You Sell Today May 16, 2022
  • Should You Update Your House Before Selling? Ask a Real Estate Professional. [INFOGRAPHIC] May 13, 2022
  • What You Actually Need To Know About the Number of Foreclosures in Today’s Housing Market May 12, 2022
  • Are There More Homes Coming to the Market? May 11, 2022
  • Will Home Prices Fall This Year? Here’s What Experts Say. May 10, 2022
  • How Today’s Mortgage Rates Impact Your Home Purchase May 9, 2022

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The Peak Home Source
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303-242-8831 (m)

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