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You are here: Home / Archives for Financing a Home

Financing a Home Purchase

The following articles will give you more insight into factors around financing a home purchase. When you reach a point where you think you want to buy, please let me know and I will connect you to a fantastic local lender that can answer your questions and speak specifically to your situation.

Compare Home Mortgage Interest Rates by Decade [INFOGRAPHIC]

February 19, 2021

Some Highlights Mortgage interest rates have dropped considerably over the past year, and compared to what we’ve seen in recent decades, it’s a great time to buy a home. Locking in a low rate today could save you thousands of … [Read more...]

Topic: Financing a Home, Real Estate Tagged With: Buy vs Rent Home, down payment, First-Time Homebuyers, millennials, Mortgage Interest Rates, saving to buy a home

Do Home Buyers Need a 20% Down Payment?

February 3, 2021

Is the idea of saving for a down payment holding you back from buying a home right now? You may be eager to take advantage of today’s low mortgage rates, but the thought of needing a large down payment might make you want to pump the … [Read more...]

Topic: Buying a Home, Financing a Home, Real Estate Tagged With: Buy vs Rent Home, First-Time Homebuyers, mortgage down payment, Mortgage Loan, saving to buy a home

Over 6 Million Homeowners Entered a Forbearance Plan. How Will This Affect the Housing Market?

January 27, 2021

According to the latest report from Black Knight, Inc., a well-respected provider of data and analytics for mortgage companies, 6.48 million households have entered a forbearance plan as a result of financial concerns brought on by the … [Read more...]

Topic: Buying a Home, Financing a Home, Homeownership, National and Metro Denver Real Estate Housing Market, Real Estate, Real Estate Investing Tagged With: COVID, economy, forbearance, foreclosure, housing crisis, Mortgage, Mortgage Loan, national housing market, recession

Here is a Primer on Forbearance and Mortgage Relief Options

October 15, 2020

Earlier this year when the nation pressed pause on the economy and unemployment rates jumped up significantly, many homeowners were immediately concerned about being able to pay their mortgages, and understandably so. To assist in this … [Read more...]

Topic: Financing a Home, Real Estate Tagged With: forbearance, foreclosure, Mortgage Loan, mortgage relief

Exposing the Mortgage Down Payment Myth for Homebuyers

October 13, 2020

One of the biggest misconceptions for first-time homebuyers is how much you’ll need to save for a down payment. Contrary to popular belief, you don’t always have to put 20% down to buy a house. Here’s how it breaks down. A recent survey … [Read more...]

Topic: Financing a Home, Buying a Home, Real Estate Tagged With: down payment, First-Time Homebuyers, Mortgage Loan

Why Homebuyers Need a Mortgage Loan Pre-Approval Before Submitting an Offer

August 27, 2020

You may have heard that mortgage loan pre-approval is a great first step in the homebuying process. But why is it so important? When looking for a home, the temptation to fall in love with a house that’s outside your budget is very real. … [Read more...]

Topic: Financing a Home, Buying a Home, Real Estate Tagged With: Mortgage Loan

Mortgage Forbearance Numbers During COVID Much Less Than Expected

August 20, 2020

Originally, some housing industry analysts were concerned that the mortgage forbearance program (which allows families to delay payments to a later date) could lead to an increase in foreclosures when forbearances end. Some even worried … [Read more...]

Topic: Financing a Home, Real Estate Tagged With: forbearance, foreclosure, Mortgage Loan, mortgage relief

Mortgage Loan Interest Rates Near Historic Lows [INFOGRAPHIC]

May 22, 2020

Some Highlights Mortgage interest rates have dropped considerably this spring and are hovering at a historically low level. Locking in at a low rate today could save you thousands of dollars over the lifetime of your home loan. … [Read more...]

Topic: Financing a Home, Buying a Home, Real Estate Tagged With: Mortgage Interest Rates

Today’s Mortgage Cost Compared To Prior Decades [INFOGRAPHIC]

November 22, 2019

Comparing the average mortgage interest rate and payment over the past several decades to today... … [Read more...]

Topic: Financing a Home, Real Estate

Debunking Two Myths That Hold Back Home Buyers

November 18, 2019

In a recent article, First American shared how millennials are not really any different from previous generations when it comes to the goal of homeownership; it is still a huge part of their American Dream. The piece, however, also … [Read more...]

Topic: Financing a Home, Buying a Home, Real Estate

Mortgage Credit Availability Looks Very Different Today Than In 2008

November 14, 2019

Some are afraid the real estate market may be looking a lot like it did prior to the housing crash in 2008. One of the factors they’re pointing at is the availability of mortgage money. Recent articles about the availability of low down … [Read more...]

Topic: Financing a Home, Buying a Home, Real Estate Tagged With: Mortgage Loan

A Meaningful Benefit for Veterans: the VA Home Loan

November 11, 2019

Today, on Veterans Day, we salute those who have served our country in war or peace, and we thank them for their sacrifice. This year marks the 75th anniversary of VA Home Loan Benefit offerings through the Servicemen’s Readjustment Act, … [Read more...]

Topic: Financing a Home, Real Estate Tagged With: VA Home Loan

Quick Facts: VA Home Loans [INFOGRAPHIC]

November 8, 2019

Some Highlights: The Veterans Administration (VA) Home Loan is a benefit that is available to more than 22 million veterans and 2 million active duty service members to help them achieve the dream of homeownership. In 2018, $161 … [Read more...]

Topic: Financing a Home, Real Estate Tagged With: VA Home Loan

Hire a Pro and the Mortgage Process Won’t Be Scary

October 31, 2019

A considerable number of potential buyers shy away from the real estate housing market because they’re uncertain about the buying process – particularly when it comes to qualifying for a mortgage. For many, the mortgage process can be … [Read more...]

Topic: Financing a Home, Buying a Home, Real Estate

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Denver Real Estate Blog

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  • Why More Sellers Are Choosing To Move, Even with Today’s Rates June 18, 2025
  • What You Really Need To Know About Down Payments June 17, 2025
  • Why Most Sellers Hire Real Estate Agents Today June 16, 2025
  • You May Have Enough Equity To Downsize and Buy Your Next House in Cash June 13, 2025
  • Your House Didn’t Sell. Here’s What To Do Now. June 12, 2025
  • Is Inventory Getting Back To Normal? June 11, 2025
  • The Five-Year Rule for Home Price Perspective June 10, 2025

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Scott Rodgers

Real Estate Broker, REALTOR®, MRP
Orchard Brokerage – Colorado
303-242-8831 (m)
Lic. EA.100070676

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