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You are here: Home / Archives for Mortgage

What Fluctuating Mortgage Rates Mean To You

April 3, 2023

The 30-year fixed mortgage rate has been bouncing between 6% and 7% this year. If you’ve been on the fence about whether to buy a home or not, it’s helpful to know exactly how a 1%, or even a 0.5%, mortgage rate shift affects your … [Read more...]

Topic: Financing a Home, Real Estate Tagged With: First-Time Homebuyers, Mortgage, Mortgage Interest Rates, Mortgage Loan, saving to buy a home

Financials for First-Time Homebuyers

December 26, 2022

Are you prepping to buy your first home? If so, one of the steps you should take early on is making sure you’re financially ready for your purchase. Here are just a few of the financial fundamentals you’ll need to focus on as you set out to … [Read more...]

Topic: Buying a Home, Financing a Home, Real Estate Tagged With: Financial Tips, First-Time Homebuyers, Mortgage, Mortgage Loan

Obtaining a Mortgage Amid Financial Difficulties

March 28, 2022

It’s no secret that the housing market is hot right now. Demand is high and supply is low, leading to high prices for home buyers. However, in the long term, it’s overwhelmingly a smart financial decision to buy a home as opposed to renting … [Read more...]

Topic: Buying a Home, Financing a Home, News Tagged With: Buy vs Rent Home, down payment, First-Time Homebuyers, Mortgage, Mortgage Loan, saving to buy a home

Four Reasons a 20% Down Payment is a Good Idea

March 1, 2021

If you’re thinking of buying a home this year, you may be wondering how much money you need to come up with for your down payment. Many people may think it’s 20% of the loan to secure a mortgage. While there are plenty of lower down payment … [Read more...]

Topic: Buying a Home, Real Estate Tagged With: down payment, First-Time Homebuyers, home equity, Mortgage, Mortgage Interest Rates, Mortgage Loan, saving to buy a home

Why Mortgage Rates May Increase and What It Means for Home Buyers

February 23, 2021

We’re currently experiencing historically low mortgage rates. Over the last fifty years, the average on a Freddie Mac 30-year fixed-rate mortgage has been 7.76%. Today, that rate is 2.81%. Flocks of homebuyers have been taking advantage of … [Read more...]

Topic: Buying a Home, Financing a Home, Real Estate, Renting, Selling a Home Tagged With: Buy vs Rent Home, First-Time Homebuyers, millennials, Mortgage, Mortgage Interest Rates, Mortgage Loan, saving to buy a home, supply and demand

Over 6 Million Homeowners Entered a Forbearance Plan. How Will This Affect the Housing Market?

January 27, 2021

According to the latest report from Black Knight, Inc., a well-respected provider of data and analytics for mortgage companies, 6.48 million households have entered a forbearance plan as a result of financial concerns brought on by the … [Read more...]

Topic: Buying a Home, Financing a Home, Homeownership, National and Metro Denver Real Estate Housing Market, Real Estate, Real Estate Investing Tagged With: COVID, economy, forbearance, foreclosure, housing crisis, Mortgage, Mortgage Loan, national housing market, recession

How a Mortgage Payment is Affected by Property Taxes

September 4, 2019

When buying a home, taxes are one of the expenses that can make a significant difference in your monthly payment. Do you know how much you might pay for property taxes in your state or local area? When applying for a mortgage, you’ll see … [Read more...]

Topic: Homeownership, Buying a Home, Real Estate Tagged With: Mortgage, Mortgage Loan, taxes

Understanding When It Makes Sense To Refinance Your Home

July 16, 2019

With the recent lower interest rates, many homeowners are wondering if they should refinance. To decide if refinancing is the best option for your family, start by asking yourself these questions: Why do you want to refinance? There … [Read more...]

Topic: Financing a Home, Real Estate Tagged With: Mortgage, refinance

46 Million Millennials Are Mortgage Ready. But Do They Know It?

March 19, 2019

Many have written about the millennial generation and whether or not they, as a whole, believe in homeownership as part of attaining the American Dream. Millennials have taken longer to obtain traditional milestones than the generations … [Read more...]

Topic: Financing a Home, Buying a Home, Real Estate Tagged With: millennials, Mortgage

Mortgage Interest Rates are Increasing Fast for Home Buyers. Now What?

December 22, 2016

Let's first look at what is happening with mortgage interest rates? If you are actively looking to buy a home, then you probably already know that mortgage rates spiked upward in November.  But if you are casually thinking about … [Read more...]

Topic: Financing a Home Tagged With: Interest Rates, Mortgage, Mortgage Interest Rates, Mortgage Loan

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Denver Real Estate Blog

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  • Home Projects That Boost Value May 12, 2025
  • Why You’ll Want a Home Inspection May 9, 2025
  • Housing Market Forecasts for the Second Half of the Year May 8, 2025
  • Why Some Homes Sell Faster Than Others May 7, 2025
  • Stocks May Be Volatile, but Home Values Aren’t May 6, 2025
  • The 20% Down Payment Myth, Debunked May 5, 2025
  • Your Home Equity Could Make Moving Possible May 2, 2025

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Scott Rodgers

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Orchard Brokerage – Colorado
303-242-8831 (m)
Lic. EA.100070676

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