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You are here: Home / Archives for Buying a Home

Articles for Home Buyers

Are you considering buying a home in the Denver metro area, or anywhere for that matter? The articles below will help you get in tune with the market, things to consider as a homebuyer, and more. Should you have any questions please contact me, and if you like this content please share it online.

Why Mortgage Rates May Increase and What It Means for Home Buyers

February 23, 2021

We’re currently experiencing historically low mortgage rates. Over the last fifty years, the average on a Freddie Mac 30-year fixed-rate mortgage has been 7.76%. Today, that rate is 2.81%. Flocks of homebuyers have been taking advantage of … [Read more...]

Topic: Buying a Home, Financing a Home, Real Estate, Renting, Selling a Home Tagged With: Buy vs Rent Home, First-Time Homebuyers, millennials, Mortgage, Mortgage Interest Rates, Mortgage Loan, saving to buy a home, supply and demand

POOF – Housing Supply Nearly Half of Last Year

February 22, 2021

In today’s housing market, it seems harder than ever to find a home to buy. Before the health crisis hit us a year ago, there was already a shortage of homes for sale. When many homeowners delayed their plans to sell at the same time that … [Read more...]

Topic: Buying a Home, National and Metro Denver Real Estate Housing Market, Real Estate, Selling a Home Tagged With: housing inventory, housing supply, national housing market, preparing home to sell, saving to buy a home, supply and demand

Interested in Buying a New Build Home? Contact Your Agent First. [INFOGRAPHIC]

February 5, 2021

Some Highlights A real estate professional is an expert who can advocate on your behalf throughout the process when building a home. Agents help you understand key steps, like choosing upgrades and managing negotiations, while … [Read more...]

Topic: Buying a Home, Real Estate Tagged With: new build home

3 Reasons Homeownership Is a Solid Financial Decision

February 4, 2021

In today’s housing market, there are clear financial benefits to owning a home: increasing equity, the chance to build your net worth, and appreciating home values, just to name a few. If you’re a renter, it’s never too early to think about … [Read more...]

Topic: Buying a Home, Real Estate Tagged With: Buy vs Rent Home, First-Time Homebuyers, saving to buy a home

Do Home Buyers Need a 20% Down Payment?

February 3, 2021

Is the idea of saving for a down payment holding you back from buying a home right now? You may be eager to take advantage of today’s low mortgage rates, but the thought of needing a large down payment might make you want to pump the … [Read more...]

Topic: Buying a Home, Financing a Home, Real Estate Tagged With: Buy vs Rent Home, First-Time Homebuyers, mortgage down payment, Mortgage Loan, saving to buy a home

Buying a Home is a Path to Generating Long-Term Wealth

February 2, 2021

Every year, households across the country make the decision to rent for another year or take the leap into homeownership. They look at their earnings and savings and then decide what makes the most financial sense. That equation will most … [Read more...]

Topic: Buying a Home, Homeownership, Real Estate, Renting Tagged With: appreciation, generate wealth, home equity, millennials, national housing market, saving to buy a home, supply and demand

Experts Aim to Provide the Best Advice, Not Perfect Advice. Here’s the Difference…

February 1, 2021

As we approach the anniversary of the hardships we’ve faced through this pandemic and the subsequent recession, it’s normal to reflect on everything that’s changed and wonder what’s ahead for 2021. While there are signs of economic recovery … [Read more...]

Topic: Buying a Home, Real Estate, Renting, Selling a Home Tagged With: Denver Real Estate Agent, Denver Realtor, First-Time Homebuyers, millennials, preparing home to sell, saving to buy a home

How Record-Low Housing Inventory Affects Buyers and Sellers

January 28, 2021

The real estate market is expected to do very well in 2021, with mortgage rates that are hovering at historic lows and forecasted by experts to remain favorable throughout the year. One challenge to the housing industry, however, is the … [Read more...]

Topic: Buying a Home, National and Metro Denver Real Estate Housing Market, Real Estate, Renting, Selling a Home Tagged With: Buy vs Rent Home, Denver Real Estate Market, First-Time Homebuyers, home equity, housing inventory, housing supply, national housing market, preparing home to sell, Pricing a home for sale, supply and demand

Over 6 Million Homeowners Entered a Forbearance Plan. How Will This Affect the Housing Market?

January 27, 2021

According to the latest report from Black Knight, Inc., a well-respected provider of data and analytics for mortgage companies, 6.48 million households have entered a forbearance plan as a result of financial concerns brought on by the … [Read more...]

Topic: Buying a Home, Financing a Home, Homeownership, National and Metro Denver Real Estate Housing Market, Real Estate, Real Estate Investing Tagged With: COVID, economy, forbearance, foreclosure, housing crisis, Mortgage, Mortgage Loan, national housing market, recession

Metro Denver Housing Market Update – January 2021

January 15, 2021

Denver metro real estate market report

Denver's real estate housing market continues to have record-low housing inventory. Here are some quick stats to illustrate the point... Average active listings for December are 12,941 (1985-2020).Record-high December was 2007 with … [Read more...]

Topic: National and Metro Denver Real Estate Housing Market, Buying a Home, Centennial, Denver, Homeownership, Lakewood, Littleton, News, Selling a Home Tagged With: Buying a Home to Relocate to Denver, denver, denver neighborhoods, Denver Real Estate Agent, Denver Real Estate Market, Denver Realtor, moving to Denver, relocating to Denver

Renting vs. Buying a Home: Deciding What’s Best for You

November 3, 2020

According to the U.S. Census Bureau, median rent continues to rise. With today’s low mortgage rates, there’s a great opportunity for current renters to make a move into homeownership that stretches each dollar a little bit further. While … [Read more...]

Topic: Renting, Buying a Home, Real Estate Tagged With: Buy vs Rent Home, Denver Rental Rates, living with parents, Rent Old Home to Buy New Home

Generation Z, Millennials, and Gen X Showing More Interest in Buying a Home (Q3 2019 vs Q3 2020)

October 28, 2020

The demand for homes this year is extraordinary as record-breaking numbers of hopeful buyers continue to shop for homes. In a normal year, the peak homebuying season comes to a close by early fall. However, 2020 is anything but a normal … [Read more...]

Topic: Buying a Home, Real Estate, Selling a Home Tagged With: First-Time Homebuyers, millennials

Exposing the Mortgage Down Payment Myth for Homebuyers

October 13, 2020

One of the biggest misconceptions for first-time homebuyers is how much you’ll need to save for a down payment. Contrary to popular belief, you don’t always have to put 20% down to buy a house. Here’s how it breaks down. A recent survey … [Read more...]

Topic: Financing a Home, Buying a Home, Real Estate Tagged With: down payment, First-Time Homebuyers, Mortgage Loan

Retirement Lifestyle: List of Reasons Why Retires Are Moving

October 8, 2020

Every day in the U.S., roughly 10,000 people turn 65. Prior to the health crisis that swept the nation in 2020, most people had to wait until they retired to make a move to the beach, the golf course, or the senior living community they … [Read more...]

Topic: Buying a Home, Real Estate, Selling a Home Tagged With: retirement

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Denver Real Estate Blog

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  • The Truth About Down Payments (It’s Not What You Think) August 4, 2025
  • The 3 Things You Risk by Pricing Too High July 31, 2025
  • What Credit Score Do You Really Need To Buy a Home? July 30, 2025
  • Home Price Forecasts for the Second Half of 2025 July 29, 2025
  • Today’s Tale of Two Housing Markets July 28, 2025
  • Housing Market Forecasts for the Rest of 2025 July 24, 2025
  • The U.S. Foreclosure Map You Need To See July 23, 2025

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Brokers Guild Real Estate
303-242-8831 (m)

 

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