Denver Realtor

Every Home Deserves a KILTED Closing

  • Buy
    • Search for Homes
    • Mortgage Interest Rates and Mortgage Payment Calculator
    • Renting vs. Buying
    • Relocation
    • Rent-To-Own
    • My Listings
    • Resources for Buyers
  • Sell
    • Request Home Valuation
    • Resources for Sellers
    • Divorce and Selling Your House
  • Invest
  • Communities
    • Denver Neighborhoods
    • Search Denver Homes
    • Search Arvada Homes
    • Search Aurora Homes
    • Search Broomfield Homes
    • Search Centennial Homes
    • Search Englewood Homes
    • Search Greenwood Village Homes
    • Search Highlands Ranch Homes
    • Search Lakewood Homes
    • Search Littleton Homes
    • Search Lone Tree Homes
    • Search Parker Homes
    • Search Westminster Homes
    • Search Wheat Ridge Homes
    • Salida Real Estate
  • Blog
    • Buying a Home
    • Selling a Home
    • Real Estate Market
    • Denver Housing Market
    • Financing a Home
    • Real Estate Investing
    • Renting
    • Homeownership
  • About
    • Kilted Closings (photos)
    • Why Choose Scott
    • Client Testimonials/Reviews
    • eXp Realty Colorado
  • Contact
    • Join eXp Realty
You are here: Home / Archives for Mortgage Loan

Obtaining a Mortgage Amid Financial Difficulties

March 28, 2022

It’s no secret that the housing market is hot right now. Demand is high and supply is low, leading to high prices for home buyers. However, in the long term, it’s overwhelmingly a smart financial decision to buy a home as opposed to renting … [Read more...]

Topic: Buying a Home, Financing a Home, News Tagged With: buy vs rent home, down payment, First Time Homebuyers, first-time home buyer, Mortgage, Mortgage Loan, saving to buy a home

Why This Is Not a Housing Bubble In 4 Graphs

February 17, 2022

A recent survey revealed that many consumers believe there’s a housing bubble beginning to form. That feeling is understandable, as year-over-year home price appreciation is still in the double digits. However, this market is very different … [Read more...]

Topic: Buying a Home, National and Metro Denver Real Estate Housing Market, Real Estate, Renting, Selling a Home Tagged With: appreciation, foreclosure, Housing Bubble, housing inventory, Mortgage Loan, saving to buy a home, supply and demand

Why it is Crucial for Homebuyers to be Pre-Approved in 2022

January 24, 2022

You may have heard that it’s important to get pre-approved for a mortgage at the beginning of the homebuying process, but what does that really mean, and why is it so important? Especially in today’s market, with … [Read more...]

Topic: Buying a Home, Real Estate Tagged With: First Time Homebuyers, first-time home buyer, Mortgage Loan, saving to buy a home

Buy Now Before Mortgage Rates Increase Even More

January 19, 2022

Last week, the average 30-year fixed mortgage rate from Freddie Mac jumped from 3.22% to 3.45%. That’s the highest point it’s been in almost two years. If you’re thinking about buying a home, this news may have come as a bit of a shock. But … [Read more...]

Topic: Buying a Home, Financing a Home, Real Estate Tagged With: buy vs rent home, first-time home buyer, Mortgage Interest Rates, Mortgage Loan, saving to buy a home

What To Do Before Mortgage Interest Rates Increase

July 19, 2021

money for house

In today’s real estate market, mortgage interest rates are near record lows. If you’ve been in your current home for several years and haven’t refinanced lately, there’s a good chance you have a mortgage with an interest rate higher than … [Read more...]

Topic: Buying a Home, Financing a Home, Real Estate Tagged With: buy vs rent home, first-time home buyer, Mortgage Interest Rates, Mortgage Loan, saving to buy a home

Four Reasons a 20% Down Payment is a Good Idea

March 1, 2021

If you’re thinking of buying a home this year, you may be wondering how much money you need to come up with for your down payment. Many people may think it’s 20% of the loan to secure a mortgage. While there are plenty of lower down payment … [Read more...]

Topic: Buying a Home, Real Estate Tagged With: down payment, First Time Homebuyers, first-time home buyer, home equity, Mortgage, Mortgage Interest Rates, Mortgage Loan, saving to buy a home

Why Mortgage Rates May Increase and What It Means for Home Buyers

February 23, 2021

We’re currently experiencing historically low mortgage rates. Over the last fifty years, the average on a Freddie Mac 30-year fixed-rate mortgage has been 7.76%. Today, that rate is 2.81%. Flocks of homebuyers have been taking advantage of … [Read more...]

Topic: Buying a Home, Financing a Home, Real Estate, Renting, Selling a Home Tagged With: buy vs rent home, First Time Homebuyers, first-time home buyer, millennials, Mortgage, Mortgage Interest Rates, Mortgage Loan, saving to buy a home, supply and demand

Do Home Buyers Need a 20% Down Payment?

February 3, 2021

Is the idea of saving for a down payment holding you back from buying a home right now? You may be eager to take advantage of today’s low mortgage rates, but the thought of needing a large down payment might make you want to pump the … [Read more...]

Topic: Buying a Home, Financing a Home, Real Estate Tagged With: buy vs rent home, First Time Homebuyers, first-time home buyer, mortgage down payment, Mortgage Loan, saving to buy a home

Over 6 Million Homeowners Entered a Forbearance Plan. How Will This Affect the Housing Market?

January 27, 2021

According to the latest report from Black Knight, Inc., a well-respected provider of data and analytics for mortgage companies, 6.48 million households have entered a forbearance plan as a result of financial concerns brought on by the … [Read more...]

Topic: Buying a Home, Financing a Home, Homeownership, National and Metro Denver Real Estate Housing Market, Real Estate, Real Estate Investing Tagged With: COVID, economy, forbearance, foreclosure, housing crisis, Mortgage, Mortgage Loan, national housing market, recession

Here is a Primer on Forbearance and Mortgage Relief Options

October 15, 2020

Earlier this year when the nation pressed pause on the economy and unemployment rates jumped up significantly, many homeowners were immediately concerned about being able to pay their mortgages, and understandably so. To assist in this … [Read more...]

Topic: Financing a Home, Real Estate Tagged With: forbearance, foreclosure, Mortgage Loan, mortgage relief

Exposing the Mortgage Down Payment Myth for Homebuyers

October 13, 2020

One of the biggest misconceptions for first-time homebuyers is how much you’ll need to save for a down payment. Contrary to popular belief, you don’t always have to put 20% down to buy a house. Here’s how it breaks down. A recent survey … [Read more...]

Topic: Financing a Home, Buying a Home, Real Estate Tagged With: down payment, First Time Homebuyers, first-time home buyer, Mortgage Loan

Why Homebuyers Need a Mortgage Loan Pre-Approval Before Submitting an Offer

August 27, 2020

You may have heard that mortgage loan pre-approval is a great first step in the homebuying process. But why is it so important? When looking for a home, the temptation to fall in love with a house that’s outside your budget is very real. … [Read more...]

Topic: Financing a Home, Buying a Home, Real Estate Tagged With: Mortgage Loan

Mortgage Forbearance Numbers During COVID Much Less Than Expected

August 20, 2020

Originally, some housing industry analysts were concerned that the mortgage forbearance program (which allows families to delay payments to a later date) could lead to an increase in foreclosures when forbearances end. Some even worried … [Read more...]

Topic: Financing a Home, Real Estate Tagged With: forbearance, foreclosure, Mortgage Loan, mortgage relief

Mortgage Credit Availability Looks Very Different Today Than In 2008

November 14, 2019

Some are afraid the real estate market may be looking a lot like it did prior to the housing crash in 2008. One of the factors they’re pointing at is the availability of mortgage money. Recent articles about the availability of low down … [Read more...]

Topic: Financing a Home, Buying a Home, Real Estate Tagged With: Mortgage Loan

  • 1
  • 2
  • Next Page »

Find Your Next Home


Create Your Free Account
Get instant access to new inventory. Save searches and receive email alerts on new homes, price reductions, and status changes.
OR
Facebook
Google
Have an account?
Sign in

Nextdoor.com Favorite Agent Cory-Merrill Denver

FIVE STAR PROFESSIONAL AGENT 2022 Scott Rodgers

Scott Rodgers 2021 Top Agent Award

Denver Real Estate Blog

  • Real Estate Consistently Voted Best Investment [INFOGRAPHIC] July 1, 2022
  • If You’re Selling Your House This Summer, Hiring a Pro Is Critical June 30, 2022
  • Homeownership Could Be in Reach with Down Payment Assistance Programs June 29, 2022
  • A Key Opportunity for Homebuyers June 28, 2022
  • Two Reasons Why Today’s Housing Market Isn’t a Bubble June 27, 2022
  • Why an Agent Is Essential When Pricing Your House [INFOGRAPHIC] June 24, 2022
  • Homeownership Is a Great Hedge Against the Impact of Rising Inflation June 23, 2022
  • Things To Avoid After Applying for a Home Loan June 22, 2022
  • The Average Homeowner Gained $64K in Equity over the Past Year June 21, 2022
  • Why Achieving the Dream of Homeownership Can Be More Difficult for Some Americans June 20, 2022

Search Homes on Your Mobile

Visit www.ThePeak.com from your mobile phone and click the button below to search the MLS for homes with the best mobile user experience: fast, accurate, and easy to use.
Download App

Giving Back

Join my team on Kiva.org and help communities grow and prosper at the most foundational level: the individual, the family, the local business. It’s our way of spreading goodwill around the world. Participating is easy and involves small $25 loans.

  • Loans: 310+
  • Total Lent: $8,000+
  • Countries: 61

Scott Rodgers

Broker Associate, REALTOR®, MRP
The Peak Home Source
Buyer’s Agent for Bungalow
Lic. 100070676
303-242-8831 (m)

  • Email
  • Facebook
  • LinkedIn
  • StumbleUpon
  • Twitter
  • YouTube
the peak home source with scott rodgers - denver

Why Choose Scott Rodgers as your Realtor »     Write a Review / Recommend Scott »

24,774
Search homes in Denver, Centennial, Littleton, Lakewood, Englewood, Greenwood Village, Aurora, Lone Tree, Highlands Ranch, Parker, Wheat Ridge, Arvada, Westminster, Broomfield.
Copyright© 2016–2022 · The Peak Home Source with Scott Rodgers · Denver Realtor · MLS · Buy · Sell · Denver Real Estate Blog · Privacy · ToS

Marketing efforts are not intended to solicit properties listed under written agreement with licensed real estate brokers.
Website content is for informational purposes only. For professional advice or service, engage a licensed real estate broker, loan originator, attorney, or CPA under written contract.
Part of the real estate listing content on this website comes from the IDX program of REcolorado.